About The Money Book for Freelancers


This is a personal finance book for people like us, and we know we’re not alone.

We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments.  All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. We are the independent workforce. We are freelancers, self-employed entrepreneurs, part-timers, permalancers, temps, consultants, contract workers, and all-around go-getters. Some of us choose to work like this. Some of us have been given no choice in this world of mass layoffs and ever-shrinking benefits.

Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and payments are late? Who is setting money aside for your taxes? Who is responsible for your health insurance?

Take a good look in the mirror: You are.

The Money Book for Freelancers, Part-Timers, and the Self-Employed is the only comprehensive system for earning, spending, saving, and surviving as an independent worker. 

Stand up and be counted.

About the Book

About the Authors

Denise Kiernan and Joseph D’Agnese are journalists, authors and producers. They have written books for both adults and children, and have been published in The New York Times, The Wall Street Journal, The Village Voice, Wired, Discover and other national publications. Kiernan is the former head writer for "Who Wants to be a Millionaire," and has produced for ESPN, MSNBC and others. D’Agnese’s work has twice been included in the anthology “Best American Science Writing.” Both are winners of Educational  Press Association awards for their children’s writing. They recently published Signing Their Lives Away: The Fame and Misfortune of the Men Who Signed the Declaration of Independence, The Indiana Jones Handbook,  and Blockhead: The Life of Fibonacci.

The Authors

Joseph D’Agnese

Denise Kiernan



About the Monkey

Behold our Monkey. The Monkey is prosperity. The Monkey is the gatekeeper of lost change and future dreams. The Monkey is at once hope and despair, triumph and defeat. An empty Monkey has all the potential in the world. A fat, happy, sated Monkey means beer and parking. Feeding the Monkey is not just about hoarding spare change. It is about nurturing your future and putting your finances first. No matter who you are or what you do, it is always important to feed your Monkey.

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